The difference between wants and needs
When it comes to frugality and saving it is good to know the difference between wants and needs. There is money to be saved in both areas but it may be better to start concentrating on the wants. Money is a limited resource and understanding wants and needs can help with how we prioritize that resource.… (1 comment)

Common Money Mistakes You Should Avoid
Today I have made a list of common money mistakes you should avoid. Looking back at my financial life I have made many mistakes over the years and I am sure I will make more in the future. This list will hopefully help you to become aware of a few of the common money mistakes and… (0 comment)

Smart Ways To Spend Your Tax Return
It is end of financial year time again for some of us and this in many cases means a tax return. So your likely to get a lump sum of money? What are the smart ways to spend your tax return. In addition to your tax return this could also apply to receiving other sums of money.… (0 comment)

Simple Budgeting Success With Automation
The secret for me has been simple budgeting success with automation. The key words being SIMPLE and AUTOMATION. In a previous post I discussed the cash envelope system for budgeting. Today I am going to go through how I run a digital version of this using a basic spread sheet for expense calculation and internet banking for envelope… (2 comments)

The Cash Envelope Budget System
Although I personally operate a digital version of the cash envelope budget system as I have talked about in my post Automatic Budget for the Lazy. The envelope budget system is still one of the easiest and effective budgeting tools out there. Especially when first starting out. It is much easier to control and track… (0 comment)

The 50/20/30 Simple Budget Rule
I am always on the lookout for simpler ways to do things. When it comes to budgeting SIMPLE is on the top of my list. The 50/20/30 simple budget rule has been around for a while so I have decided to cover it today. The 50/20/30 simple budget rule is a bucket/envelope based system in… (0 comment)

Save Money Easily By Unsubscribing
Here is some simple steps to help you save money easily by unsubscribing. Im not suggesting you will save money by unsubscribing from my blog, rather the opposite in fact.  It seems like everything these days runs on a subscription based model. No need to fork out $400 up front its only $6.99 a month……forever!… (2 comments)

Two Popular Debt Reduction Methods
Getting out of debt is something we all want to happen sooner rather than later. Debt reduction should be one of the first steps we take on the road to financial freedom. I am going to look at the two most popular debt reduction methods out there. The two methods I am talking about is… (0 comment)

Emergency Fund Why You Must Have One
Today I am going to tackle the question of emergency funds why you must have one. It is recommended as one of the first steps you should take towards financial freedom. An emergency fund is basically your own little insurance policy to cover you when life’s unexpected emergencies come along, and they will! This could… (0 comment)

Automatic Budget For The Lazy
Everyone knows that in order to save wholesale jerseys China money one should have a budget and track spending to determine where every dollar is going. This sounds good in theory but in practice I have found that it involves a lot of tedious time-consuming work to maintain. I would start off motivated and after a… (0 comment)