Living Below Your Means
  One of the essential steps to becoming debt free and financially independent is living below your means. What does this mean? In essence, it is spending less than you earn. When you are living below your means you will not be getting into more debt you can start paying down your existing debt and… (0 comment)

Common Money Mistakes You Should Avoid
Today I have made a list of common money mistakes you should avoid. Looking back at my financial life I have made many mistakes over the years and I am sure I will make more in the future. This list will hopefully help you to become aware of a few of the common money mistakes and… (0 comment)

Simple Budgeting Success With Automation
The secret for me has been simple budgeting success with automation. The key words being SIMPLE and AUTOMATION. In a previous post I discussed the cash envelope system for budgeting. Today I am going to go through how I run a digital version of this using a basic spread sheet for expense calculation and internet banking for envelope… (2 comments)

The Burning FIRE To Retire
As a keen student of personal finance and related topics I consume ridiculous amounts of content from books, blogs, podcasts and the like. In recent times the term FIRE seems to be generating a cult like following in the personal finance community. FIRE is for those of us that believe the traditional work till your… (1 comment)

Squeeze The Most Out Of Your Savings Accounts
With interest rates currently at record lows around the world I have a few tips to help you squeeze the most out of your savings accounts. What do you do with your emergency fund or savings for short term financial goals such as holidays, vehicles or toys? You want to get some return but cant afford to risk… (0 comment)

Is Solar Power Still A Good Investment
Over 1.5 million households in Australia have a solar system installed. Solar systems have become increasingly cheaper but so have the feed-in-tariffs (what you get paid for the excess power you generate). With all the changes that have taken place is solar power still a good investment? Earlier this decade the state governments were offering generous… (1 comment)