Squeeze The Most Out Of Your Savings Accounts
With interest rates currently at record lows around the world I have a few tips to help you squeeze the most out of your savings accounts. What do you do with your emergency fund or savings for short term financial goals such as holidays, vehicles or toys? You want to get some return but cant afford to risk… (0 comment)

Ultimate Stock To Bond Ratio
When it comes to your asset allocation the first and most important decision to make is to determine your ultimate stock to bond ratio. Your asset allocation between stocks and bonds is primarily determined by your risk tolerance. What is risk tolerance – It is the ability to handle a particular size loss in value… (0 comment)

Is Solar Power Still A Good Investment
Over 1.5 million households in Australia have a solar system installed. Solar systems have become increasingly cheaper but so have the feed-in-tariffs (what you get paid for the excess power you generate). With all the changes that have taken place is solar power still a good investment? Earlier this decade the state governments were offering generous… (1 comment)

The Importance of Asset Allocation
Today I will be looking at the importance of asset allocation to your portfolio and why it is an important part of any investment strategy. What is asset allocation? Asset allocation is an investment strategy that assists in balancing your risk versus reward by building a diverse portfolio of different asset classes. The allocation will vary… (0 comment)

The 50/20/30 Simple Budget Rule
I am always on the lookout for simpler ways to do things. When it comes to budgeting SIMPLE is on the top of my list. The 50/20/30 simple budget rule has been around for a while so I have decided to cover it today. The 50/20/30 simple budget rule is a bucket/envelope based system in… (0 comment)

The Devastating Effect Of Investment Fees
When it comes to your investments performance the devastating effect of investment fees are something you should not overlook. I have heard numerous times from other blogs, books and podcasts that fees are important but have never bothered to run the numbers until now. Wow! I have a feeling you will be just as surprised… (0 comment)

Simple Retirement Rules of Thumb
Working out roughly how much money you will need in retirement does not need to be a daunting task. With these simple retirement rules of thumb you can perform a super quick calculation in a matter of minutes. 4 Percent Rule The 4 percent rule is used as an indicator of how much you can safely… (0 comment)

Save Money Easily By Unsubscribing
Here is some simple steps to help you save money easily by unsubscribing. Im not suggesting you will save money by unsubscribing from my blog, rather the opposite in fact.  It seems like everything these days runs on a subscription based model. No need to fork out $400 up front its only $6.99 a month……forever!… (2 comments)